Privacy Policy

Introduction

Welcome to EarningsMoat, an AI-powered financial report analysis platform. Your privacy is important to us, and this privacy policy explains how we collect, use, and protect your personal information when you use our services.

Information Collection and Use

We collect the following types of data to provide you with a better experience:

1. Account Information

   • What We Collect: Your name, email address, and any information you provide when creating an account via Google or GitHub OAuth.
   • Purpose: To manage your account, save your analysis history, and provide customer support.

2. Usage Details

   • What We Collect: Information about how you use EarningsMoat, including companies analyzed, features accessed, and usage frequency.
   • Purpose: To improve our analysis framework and user experience.

3. Device Information

   • What We Collect: Data regarding the devices you use to access EarningsMoat, such as device type, operating system, and browser type.
   • Purpose: To optimize our services for different devices.

4. Cookies

   • What We Collect: Small data files placed on your device that help us track user preferences and improve user experience.
   • Purpose: To enhance functionality and personalize your experience, including remembering your language preference.

Financial Data Disclaimer

EarningsMoat retrieves publicly available financial data from sources including SEC EDGAR, Eastmoney, and HKEX. We do not store raw financial data beyond caching for performance purposes. Financial data is cached for up to 30 days and analysis reports are cached indefinitely for reuse.

EarningsMoat does not provide investment advice. All analysis is generated by AI for informational purposes only. You should always consult a qualified financial advisor before making investment decisions.

Data Storage and Security

We take the security of your personal information seriously. Data is stored on Cloudflare infrastructure with encryption at rest and in transit. We implement access controls to protect against unauthorized access, alteration, or destruction of your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to outside parties, except:

• To comply with legal obligations or respond to lawful requests from public authorities.
• To protect our rights, property, or safety, or that of our users.
• To provide services through trusted third-party partners (such as authentication and hosting providers) under confidentiality agreements.

Third-Party Services

EarningsMoat uses the following third-party services:

• Cloudflare: Hosting and CDN
• Google/GitHub: OAuth authentication
• OpenRouter: AI model API access
• SEC EDGAR / Eastmoney: Financial data sources

Each of these services has their own privacy policies governing their use of your data.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the effective date. You are advised to review this policy periodically.

Contact Us

If you have any questions about this privacy policy, please contact us at:

Email: support@earningsmoat.com

By using EarningsMoat, you consent to our privacy policy and agree to its terms.